@font-face{font-family:Figtree;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/figtree-latin-400-normal.woff2) format('woff2')}@font-face{font-family:Figtree;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/figtree-latin-500-normal.woff2) format('woff2')}@font-face{font-family:Figtree;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/figtree-latin-600-normal.woff2) format('woff2')}@font-face{font-family:Figtree;font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/figtree-latin-700-normal.woff2) format('woff2')}@font-face{font-family:Fraunces;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/fraunces-latin-600-normal.woff2) format('woff2')}@font-face{font-family:Fraunces;font-style:italic;font-weight:600;font-display:swap;src:url(/fonts/fraunces-latin-600-italic.woff2) format('woff2')}
:root{--navy:#0b2447;--navy2:#123a6b;--gold:#d9a62e;--gold-d:#9a7213;--bg:#f5f6f9;--white:#fff;--ink:#14233b;--muted:#51607a;--line:#d9dee7;--on-navy:#c9d5e6;--sand:#f7efdc}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:400 17px/1.65 Figtree,system-ui,-apple-system,"Segoe UI",sans-serif}
a{color:var(--navy2)}img{max-width:100%}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
h1,h2,h3,.logo{font-family:Fraunces,Georgia,serif;font-weight:600;color:var(--navy);line-height:1.15;margin:0}
h2{font-size:clamp(28px,4vw,38px)}h3{font-size:20px;line-height:1.25}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
header.top{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.logo{font-size:25px;text-decoration:none;white-space:nowrap}.logo i{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--gold);margin-left:3px}
nav.main{display:flex;align-items:center;gap:22px}nav.main a{text-decoration:none;color:var(--muted);font-size:15px}nav.main a:hover,nav.main a[aria-current]{color:var(--navy)}nav.main a[aria-current]{font-weight:600}
nav.main a.contact{background:var(--navy);color:#fff;padding:9px 16px;font-weight:600}
.langs{display:flex;border:1px solid var(--line);border-radius:20px;overflow:hidden}.langs a{padding:5px 11px;font-size:13px;font-weight:600;text-decoration:none;color:var(--muted)}.langs a[aria-current]{background:var(--navy);color:#fff}
details.mobile{display:none}details.mobile summary{list-style:none;cursor:pointer;font-weight:600;padding:8px 12px;border:1px solid var(--line)}details.mobile summary::-webkit-details-marker{display:none}
details.mobile .drop{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:6px 20px 14px}details.mobile .drop a{display:block;padding:10px 0;text-decoration:none;color:var(--navy);border-bottom:1px solid var(--line)}
.hero{background:var(--navy);color:var(--on-navy);padding:56px 0 64px}.hero .grid{display:grid;grid-template-columns:1.15fr 1fr;gap:44px;align-items:center}
.kick{color:var(--gold);text-transform:uppercase;letter-spacing:.12em;font-size:13px;font-weight:700;margin:0 0 16px}
.hero h1{color:#fff;font-size:clamp(36px,5.2vw,56px)}.hero h1 em{display:block;color:var(--gold);margin-top:6px}
.hero p.lead{font-size:19px;margin:22px 0 26px}
.btn{display:inline-block;background:var(--gold);color:var(--navy);padding:14px 24px;font-weight:700;text-decoration:none;border:0;font:inherit;font-weight:700;cursor:pointer}.btn:hover{background:#e6b740}
.btnline{display:inline-block;color:#fff;margin-left:16px;padding:14px 0;text-decoration:underline;text-underline-offset:4px}
.excard{background:#fff;color:var(--ink);padding:22px}.tag{display:inline-block;background:var(--gold);color:var(--navy);font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:3px 8px}
.excard h2{font-size:22px;margin:12px 0 2px}.excard .sub{color:var(--muted);font-size:14px;margin:0 0 12px}
.excard table{width:100%;border-collapse:collapse;font-size:14px}.excard th{font-weight:500;color:var(--muted);text-align:left;font-size:12.5px;padding:7px 6px;border-bottom:1px solid var(--line)}.excard td{padding:10px 6px;border-bottom:1px solid var(--line)}
.excard tr.best td{background:var(--sand);font-weight:600}.excard small{display:block;font-size:11px;letter-spacing:.05em;text-transform:uppercase;font-weight:500}.excard .note{color:var(--muted);font-size:13.5px;margin:12px 0 0}
.pagehead{background:var(--navy);color:var(--on-navy);padding:52px 0}.pagehead h1{color:#fff;font-size:clamp(32px,4.6vw,48px);max-width:800px}.pagehead p{font-size:19px;max-width:720px;margin:16px 0 0}
section.s{padding:56px 0}section.s+section.s{border-top:1px solid var(--line)}.sub{color:var(--muted);margin:10px 0 0}
.cards{display:grid;gap:18px;margin-top:26px}.c2{grid-template-columns:repeat(2,1fr)}.c3{grid-template-columns:repeat(3,1fr)}.c4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border-top:3px solid var(--gold);padding:20px;box-shadow:0 1px 0 var(--line)}.card p{margin:8px 0 0;color:var(--muted);font-size:15.5px}
a.card{display:block;text-decoration:none;color:inherit}a.card:hover h3{text-decoration:underline}
.strip{margin-top:-30px;position:relative}.strip .cards{margin-top:0;gap:0}.strip .card{border-right:1px solid var(--line)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:28px;padding:0;list-style:none;counter-reset:s}.steps li{counter-increment:s}.steps li::before{content:counter(s);display:flex;align-items:center;justify-content:center;width:44px;height:44px;border:1px solid var(--gold);border-radius:50%;font-family:Fraunces,Georgia,serif;font-size:20px;font-weight:600;color:var(--navy);margin-bottom:12px}.steps p{margin:8px 0 0;color:var(--muted);font-size:15.5px}
.band{background:var(--navy);color:var(--on-navy);padding:40px 0}.band h2{color:#fff}.band p{margin:10px 0 0;max-width:720px}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:26px}.facts b{display:block;font-family:Fraunces,Georgia,serif;font-size:27px;font-weight:600;color:var(--navy);line-height:1.2}.facts span{color:var(--muted);font-size:15px;display:block;margin-top:6px}
.prose>*{max-width:760px}.prose p{margin:14px 0 0}
.note{border-left:3px solid var(--gold);background:#fff;padding:18px 22px;margin-top:24px}.wide{grid-column:1/-1}
.faq details{background:#fff;border-bottom:1px solid var(--line);padding:15px 18px}.faq{margin-top:22px;max-width:820px}.faq summary{cursor:pointer;font-weight:600;color:var(--navy)}.faq p{margin:10px 0 0;color:var(--muted)}
.contact-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:36px}
form .field{margin-top:16px}form label{display:block;font-weight:600;font-size:15px;margin-bottom:5px}form input,form textarea{width:100%;padding:12px;border:1px solid #aab4c4;background:#fff;font:inherit;color:inherit}form input:focus,form textarea:focus,.btn:focus,a:focus-visible{outline:2px solid var(--navy2);outline-offset:2px}form textarea{min-height:150px}.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}.hp{position:absolute;left:-9999px}.small{font-size:14px;color:var(--muted);margin:14px 0 18px}
.ctaband{background:var(--navy);color:var(--on-navy);padding:44px 0}.ctaband .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}.ctaband h2{color:#fff;font-size:30px}.ctaband p{margin:8px 0 0}
footer{background:#071a35;color:var(--on-navy);font-size:15px;padding:40px 0 26px}footer a{color:#fff}footer .grid{display:grid;grid-template-columns:1.4fr 1fr 1.2fr;gap:30px}footer h3{color:#fff;font-size:16px;font-family:Figtree,system-ui,sans-serif;margin-bottom:10px}footer ul{list-style:none;margin:0;padding:0}footer li{margin:5px 0}footer .logo{color:#fff;display:block;margin-bottom:10px}.copy{border-top:1px solid #29405f;margin-top:26px;padding-top:16px;font-size:13.5px}
.crumbs{font-size:14px;margin:0 0 14px;color:var(--on-navy)}.crumbs a{color:#fff}.byline{font-size:14px;color:var(--muted);margin:0 0 22px}.art h2{margin-top:34px;font-size:27px}.art ul{padding-left:20px;margin:12px 0 0}.art li{margin:6px 0}.art p{margin:12px 0 0}.intro-what>*{max-width:820px}.intro-what p{margin:12px 0 0}a.morelink{display:inline-block;margin-top:10px;font-weight:600;font-size:15px}
.legal h2{font-size:24px;margin-top:28px}.legal .langblock{border-top:1px solid var(--line);margin-top:40px;padding-top:6px}.legal .terms p{margin:12px 0}.missing{background:#fff3cd;border:2px solid #b58900;padding:16px;font-weight:700}
@media(max-width:880px){nav.main{display:none}details.mobile{display:block}.hero .grid,.contact-grid{grid-template-columns:1fr}.c3,.c4,.steps,.facts{grid-template-columns:repeat(2,1fr)}.strip .card{border-right:0}footer .grid{grid-template-columns:1fr}.top .wrap{position:relative}}
@media(max-width:540px){.c2,.c3,.c4,.steps,.facts,.two{grid-template-columns:1fr}.hero{padding:40px 0 52px}section.s{padding:42px 0}.btnline{display:block;margin:6px 0 0;padding:8px 0}body{font-size:16px}.logo{font-size:22px}.langs a{padding:5px 8px}.bar{gap:8px}}